Home Insurance
The purchase of a house is one of the biggest investments the average American family will make; you need to make sure that you and your investment are protected. The following links will provide you the necessary information that is needed to produce a price for you and will also explain the coverage's as well as what is excluded. Lenders will require that your insurance coverage is secured and appropriate before you will be able to close on your house, so it is a good idea to familiarize and take care of this matter well in advance to forego any delays in the purchase.
Coverage
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Homeowners
Dwelling Separate Structure Personal Property Loss of Use Personal Liability Guest Medical |
Condo/Townhouse Owners
Building Property Personal Property Loss of Use Personal Liability Guest Medical |
Renters
Personal Property Loss of Use Personal Liability Guest Medical |
*Optional coverage such as personal articles floater, trees/shrubs, identity theft, earthquake available.
*Renters insurance is often overlooked but no less important in protecting yourself from the unknown. Many individuals assume that the rental facility they are living in provides coverage for personal belongings, but this not the case. If there were a fire or someone broke in and stole many items, you would not be covered, unless you carry renters insurance. People do not realize the amount of money it would take to replace most of those items and most of us would not be prepared to take such a financial loss. Renters insurance is very affordable, with the Auto/Renters discount making it all the more reasonable. The average price per month for Renters Insurance is just $10-12; there is really no reason not to protect you.
*Renters insurance is often overlooked but no less important in protecting yourself from the unknown. Many individuals assume that the rental facility they are living in provides coverage for personal belongings, but this not the case. If there were a fire or someone broke in and stole many items, you would not be covered, unless you carry renters insurance. People do not realize the amount of money it would take to replace most of those items and most of us would not be prepared to take such a financial loss. Renters insurance is very affordable, with the Auto/Renters discount making it all the more reasonable. The average price per month for Renters Insurance is just $10-12; there is really no reason not to protect you.