Basically, there are 2 major types of Life insurance, which are permanent insurance and term insurance.

Permanent Life Insurance
Permanent Life insurance will protect you and benefit your family as long as you pay the proper premium. Permanent Life costs more than term for you own this policy for your entire life and it builds cash value. Purchasing a permanent Life policy can be compared to purchasing a home versus renting in the value you receive.

Term Life Insurance
Term Life insurance is purchased for temporary protection such as providing a benefit for your children as they grow up or securing your mortgage. This policy can be compared to renting for you do not build cash value with term insurance.

If something happened to you, is your family protected?
Something is Better than Nothing!

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Relationship of Age to Premiums