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Tips on How to Lower Your Premiums

Choose higher deductibles. Because underwriters industry wide focus more on frequency of claims rather than size to determine rates and insurability it is important to minimize the number of claims you file no matter how small.
" Install security and fire alarms that are tied directly into local police and fire departments.
" Make sure your home has working deadbolt locks on all doors, including sliding glass doors. Also have a working fire extinguisher and smoke detector on site.


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